What is ARGOS?
ARGOS is a web and mobile based software solution for credit processing in commercial banks, microfinance institutions and other lending institutions.
ARGOS supports Financial Institutions in a flexible and cost-effective manner to optimise their credit workflows and loan processes and to improve credit risk management decision-making through automated credit scoring.
ARGOS offers two stand-alone modules:
ARGOS Workflow Management Tool ARGOS Credit Assessment Tool
Why ARGOS?
Client Focused
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Remote access capability, online and offline, via PC and mobile devices
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Automated and direct client communication via built-in SMS and email capabilities
Easy to Implement and Use
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Provides easy to use Graphical User Interface
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Compatible with a wide range of core banking systems and applications supporting various protocols
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Option to host either at client location or centrally at ARGOS
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Speedy implementation
Economical
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Developed on an ‘Open Source’ IT platform, allowing a low cost offering, making it available also to the smallest institutions
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Cost effective solutions with a low upfront investment and flexible ‘pay per use’ pricing model
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Generate savings through reductions in operating costs, lower loan write-offs and reduce cost of capital
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Digital credit files reduce paper requirements
Improved Management Information
- Customised MIS and dashboard functionality allows real-time identification of bottlenecks and process inefficiencies