What is ARGOS?
ARGOS is a web and mobile based software solution for credit processing in commercial banks, microfinance institutions and other lending institutions.
ARGOS supports Financial Institutions in a flexible and cost-effective manner to optimise their credit workflows and loan processes and to improve credit risk management decision-making through automated credit scoring.
ARGOS offers two stand-alone modules:
Remote access capability, online and offline, via PC and mobile devices
Automated and direct client communication via built-in SMS and email capabilities
Easy to Implement and Use
Provides easy to use Graphical User Interface
Compatible with a wide range of core banking systems and applications supporting various protocols
Option to host either at client location or centrally at ARGOS
Developed on an ‘Open Source’ IT platform, allowing a low cost offering, making it available also to the smallest institutions
Cost effective solutions with a low upfront investment and flexible ‘pay per use’ pricing model
Generate savings through reductions in operating costs, lower loan write-offs and reduce cost of capital
Digital credit files reduce paper requirements
Improved Management Information
- Customised MIS and dashboard functionality allows real-time identification of bottlenecks and process inefficiencies